Term Loans: A lump sum of cash provided upfront, repaid with interest over a fixed period, ideal for expansion or large, one-time investments.

Business Lines of Credit: Revolving funds that allow businesses to borrow, repay, and borrow again up to a limit, paying interest only on the amount used, suitable for cash flow gaps or unexpected expenses.

SBA Loans: Government-backed loans via the U.S. Small Business Administration that offer lower interest rates and longer terms, suitable for strong-credit borrowers seeking to finance real estate, machinery, or working capital.

Equipment Financing: Loans specifically designed to purchase or lease business machinery or equipment, often secured by the equipment itself.

Invoice Financing/Factoring: A method to secure capital by selling or borrowing against unpaid invoices, helping businesses with long payment cycles manage cash flow.

Merchant Cash Advances (MCA): An advance based on future credit card sales, offering fast funding but often with higher costs; best for businesses with high credit card sales volumes.

Commercial Real Estate Loans: Mortgages used to purchase, renovate, or refinance commercial property, typically secured by the property.

Short-Term Loans: Fast-capital loans designed for immediate, short-term needs, repaid quickly (usually within 3–18 months).

Microloans: Small-dollar loans, often through non-profit lenders or the SBA, specifically designed to help startups and smaller businesses with limited financing needs.